Today’s tip - Take a look at your health care spending account

With nine months of the year gone, now’s a good time to check up on your “use it or lose it” health care spending account. 

If you set up a Minneflex health care spending account during open enrollment, you can use those pre-tax funds to pay for eligible medical, dental and vision expenses you incur in 2013.

If an expense you planned on didn’t occur or was less costly than you anticipated, now’s a good time to think ahead to any health care expenses you anticipate for the remainder of the year so that you don’t end up forfeiting unused funds. Consider out-of-pocket health care expenses such as prescription drug co-pays, dental expenses, prescription eye glasses, contacts or other medical expenses not fully covered by insurance.

Although most over-the-counter drugs and medications are not considered an eligible expense, there are some exceptions: insulin, medical supplies and equipment, and over-the-counter drugs prescribed by a doctor. (To be reimbursed for an over-the-counter drug, you must submit a prescription and receipt to WageWorks for reimbursement.)

And, as you spend, don’t forget to save your receipts. The IRS requires that you provide documentation for expenses and you may be asked to send expense documentation to WageWorks (the account administrator). 

Check the Health and Dependent Care Reimbursement web page to learn how to access your account information.


Published Sep 4, 2013



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