84 percent of employees complete health rewards program and qualify for premium savings

Eighty-four percent of City employees finished all the elements of Medica’s My Health Rewards program by the Aug. 31 deadline and, as a result, have qualified to pay the preferred premium for their 2013 health insurance. That means they’ll pay less for their health insurance than the employees who didn’t complete the optional program.

Employees will see the financial impact of the health rewards program during open enrollment, which is Oct. 29 – Nov. 16. Employees who didn’t complete the program will pay up to $360 more for single coverage or up to $1,200 more for family coverage than the folks who finished the program. The City’s monthly contribution to each employee’s HRA/VEBA account will be the same, regardless of whether they completed the Health Rewards program or not.

The City of Minneapolis is one of many employers that offer wellness incentives to reduce the rising rate of medical insurance. When people become involved in their health they are more likely to make changes to improve their health and wellbeing. That, in turn, helps reduce the rising cost of health care.

Departments with highest completion rates

Although employees’ health assessment answers are not shared with either Medica or the City of Minneapolis, the City does receive a participation report. According to the participation report, these departments exceeded the City’s overall 84 percent completion rate and had participation rates ranging between 85 and 95 percent include:

It’s not too late to earn gift cards

Although it’s too late to qualify for the insurance premium incentive, you can still participate in the Health Rewards program and earn gift cards to retailers or restaurants. You can earn a $20 gift card by taking the health assessment and a $40 gift card by reading eight health topics and setting a goal at the end of each of these health topics. There are 200 health topics to choose from, and topics range from stress management to diabetes warning signs, finding the right doctor to staying on weight management goals while dining out. You are not required to complete your goals — just set them.

To participate, log onto www.mymedica.com and click on the Health and Wellness tab. The Benefits Web site has instructions for logging on. If this is the first time you’re signing in this year, be sure to have your Medica ID card on hand in case you need to register. Once you’ve registered, simply follow the prompts to complete your health profile. Once you’ve finished your health profile, you can work on the health topics and goals.


Published Sep 26, 2012



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