Neighborhood & Community Relations

Crown Roller Mill, Suite 425
105 Fifth Avenue South 
Minneapolis, MN 55401
[email protected]


March 11, 2014 -
Updated May 27, 2014 with link to full policy  

NCR Secures New Pooled Directors and Officers Policy for Neighborhood Organizations

Earlier this month, the Neighborhood and Community Relations Department worked with Powderhorn Park Neighborhood Association (PPNA) to secure a new Directors and Officers policy covering all neighborhood organizations. You can download the full  policy here. 

Changes to the Policy from last year:

Unlike the previous policy, this policy can include non-501(c)(3) neighborhood organizations. This means that Calhoun Area Residents Action Group, Columbia Park Neighborhood Association, East Calhoun Community Organization, East Isles Residents Association, and Heritage Park Neighborhood Association, are now eligible. Columbia Park and Heritage Park are currently included in this policy. East Calhoun, East Isles, and CARAG can opt-in when their current policies expire.

Two neighborhood organizations were excluded from the policy because of claims in the last year. NCR has been working with those neighborhood organizations to secure separate D&O policies.

The new policy has a $25,000 deductible, rather than the $15,000 deductible in last year’s policy.

Please note that the Directors and Officers Policy is different from the General Liability Policy that each neighborhood is required to carry. You can read a brief description of General Liability insurance at the following link: According to the Nonprofit Insurance Advisors website:

Directors and Officers liability policies protect the board from legal suits brought against the nonprofit for employment practice problems, including but not limited to: wrongful firing, wrongful hiring and harassment on the job. These problems make up over 90 percent of the suits defended by Directors and Officers liability policies.

Directors and Officers liability policies also defend suits against the board for wrongful handling of the nonprofit revenues. Examples of this may include making organizational investments to a defunct or inappropriate company, or an arts organization spending organization funds on housing programs rather than arts programs.

For questions about the Directors and Officers policy, please call Andy Morse at Nonprofit Insurance Advisors at (651) 757-3096.


The City of Minneapolis invites and encourages participation by every resident to each program, service and event within our city. Should you require an accommodation in order for you to fully participate, or should you require this document in a different format, please let us know by contacting 612-673-3737.


Last updated Apr 23, 2015



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