Resident Resources

Foreclosure and Predatory Lending

Foreclosure Prevention The City of Minneapolis partners with Minnesota Homeownership Center to provide counseling services to Minneapolis residents through its network of service providers.

The Rehab Support Program provides a matching loan of up to $20,000 for homeowners or home buyers with incomes up to $96,600 for new remodeling/rehab projects.
Code Abatement Loan Program assists low-income homeowners who have been required to make repairs on their properties, by the City’s Department of Inspections, in order to resolve code violations. The loan is repaid at the time the house is sold.
Home Repair Loans at 1 percent interest to complete City of Minneapolis code repairs are available from the City of up to $25,000.
The Community Energy Services program is a full-service, one-stop residential energy efficiency program designed to help Minneapolis homeowners save energy, money and prepare their homes for winter.
In partnership with the City of Minneapolis, Xcel Energy®showcases a variety of energy conservation programs available from Xcel Energy® designed to help Minneapolis residents meet their environmental goals and incorporate energy efficiency and conservation in their home to lower utility bills.

CPED strengthens neighborhoods and builds sustainable communities by creating affordable home ownership opportunities across Minneapolis.

Homeownership Opportunity Minneapolis is a City of Minneapolis program that provides up to $7,500 to qualified buyers to cover down payment and closing costs when purchasing a home anywhere within Minneapolis city limits.
Green Homes North is an initiative of the City of Minneapolis and several partners to build 100 affordable, energy efficient single family homes to revitalize neighborhoods in North Minneapolis. Homes range in price from $150,000 to $215,000.
Minneapolis Houses for Heroes a down payment and closing cost assistance program to provide active military or veterans with affordable homeownership opportunities in Minneapolis.
The Homeownership Works Program (HOW) uses federal funds to provide homeownership opportunities for low to moderate-income (at or below 80% of area median income) first-time homebuyers.
The City of Minneapolis works with development partners to provide ownership opportunities at a variety of income levels that offer easy access to schools, services and public transportation.

Following are programs and home ownership tools available to residents of Minneapolis:

Minneapolis Houses for Heroes a down payment and closing cost assistance program to provide active military or veterans with affordable homeownership opportunities in Minneapolis.
The Homeownership Works Program (HOW) uses federal funds to provide homeownership opportunities for low-income (at or below 80% of area median income) first-time homebuyers. The program also comes with affordability assistance on an as-needed basis.
Created by the Metropolitan Consortium of Community Developers (MCCD), OwnaHomeMN.org is a one-stop-shop to connect potential homebuyers with quality, affordable homes and the resources needed to achieve and sustain successful homeownership.

The Minneapolis Public Housing Authority (MPHA) administers public housing for eligible individuals and families in the City of Minneapolis. Units include studio to six bedrooms. Most units are located in high-rise apartment buildings, but larger units are located in townhouse and single family homes.
Search available affordable rental housing properties online with HousingLink.
View HousingLink’s fair housing videos
For housing related legal information, search LawHelpMN

Last updated Jun 28, 2017