Building and home repairs
To repair tornado damage to your home or business, first contact your insurance company, file a claim and call a contractor.
1. Private insurance: What if my insurance doesn’t cover the cost of repairing tornado damage to my home or property?
You can negotiate with your insurance company about your claim. Homeowners and property owners affected by the tornado with questions about insurance claims, repair contracts, other real estate matters, or other legal issues can call Volunteer Lawyers Network at (612) 752-6677. Owners should identify themselves as affected by the tornado. http://volunteerlawyersnetwork.org/clients/aboutus
Residents with insurance issues can also contact the Minnesota Department of Commerce Consumer Resource Response Team. Call 651-296-2488 or visit http://mn.gov/commerce/insurance/topics/home-property/claims-process-home.jsp.
2. Other resources: What if I don’t have insurance or my insurance coverage isn’t enough to make repairs?
There are many resources that may be available to help you make repairs to your home.
Property owners who need additional financial assistance for home repair can contact this number to learn about available loans and grants:
Housing Resource Center – North, (612) 588-3033, www.gmhchousing.org
Always use a licensed contractor
Before hiring anyone to do work on your home or business, make sure they are alicensed contractor. The Minnesota Department of Labor and Industry has an online contractor license look-up tool at https://secure.doli.state.mn.us/licensing/licensing.aspx.
Many repairs to storm-damaged homes or business require construction permits from the city. Staff from Minneapolis Development Review can assist property owners with submitting applications, getting them reviewed, and having permits issued for simple construction and repair-related projects. Permits are available by visiting the Minneapolis Development Review office, and some are also available online.
Get permits online
Many of the most commonly needed permits are available for licensed contractors to apply for online. Some of the permits that can be applied for online include basic plumbing, masonry work, re-roofing, stucco repair, window replacement, and many others. Online permits are limited to single- and two-family structures only.
Visit the Minneapolis Development Review office
Customers can visit the Minneapolis Development Review main office, located at 250 South 4 th Street – Room 300 in downtown Minneapolis, during regular business hours. Free parking (pdf) is available for customers. Many simple permits can be issued at the same time you apply, including permits for re-roofing, siding, replacing windows, some basic plumbing, and other repairs.
At Minneapolis Development Review, contractors and homeowners can submit applications, get them reviewed and have permits issued for construction and repair-related projects. Some projects don’t require a more in-depth plan review. These projects include:
- Roofing (repair/replacement, non-structural)
- Windows/doors (repair/replacement, same size)
- Siding (repair/replacement)
- Stucco/plaster (repair/replacement)
- Masonry/chimney (repair/replacement)
- Plumbing fixtures/water lines (replacement)
- Gas water heater (replacement only)
- Water meter (replacement/relocation of existing)
- Gas meter (replacement/relocation of existing)
- Gas appliances – Fireplace, stove, dryer (replacement/install)
Some projects require a more detailed plan review before permits are issued. These projects include:
- Detached garages
- Retaining walls over 4 feet tall (from bottom of footing)
- Other storm-related construction repair that may require structural engineering, including total roof replacement (such as trusses).
A (non-corporate) homeowner may obtain a permit for work on their own home. A licensed contractor must obtain a permit for work they are doing under a contract.
Many construction and repair projects will require a licensed contractor to ensure they are properly trained and carry the necessary insurance. A complete list of licensed contractors in Minneapolis is available. To confirm the license status of a City-licensed contractor, or to file a complaint, please call 311.
Assistance with Temporary Rental Licenses is also available.
Frequently Asked Questions
Who is allowed to complete construction and repair work?
- Some projects always require a licensed contractor, while others can be done by a homeowner. The staff at the North Side Construction and Repair Permits Office can work with individuals to determine if a licensed contractor is required.
- If a homeowner hires a contractor to do the work, that contractor must have the necessary license from the State of Minnesota and/or City of Minneapolis.
Who needs to apply for a permit?
- Homeowners or their licensed contractors for many projects, which include building, plumbing or mechanical work.
- If the homeowner hires a contractor to do the work, it is the responsibility of the contractor to secure the necessary permits.
- Electrical permits for City of Minneapolis properties are issued and inspected by the State of Minnesota, Department of Labor and Industry, Electrical Division. For more information, call (651) 284-5064 or go to: http://www.dli.mn.gov/CCLD/ElectricalHomeownerForms.asp
Which projects do not require a permit?
- Installing or replacing soffit or fascia
- Installing gutters and downspouts
- Painting and wallpapering
- Installing carpeting, countertops, shelving and other similar finish work
- Replacing cabinetry without removing walls
Last updated Apr. 10, 2012