Health Rewards deadline reaches halfway point: have you qualified for a lower health premium in 2013?
With four months of the year gone and four months remaining before the deadline, only about 20 percent of City employees have completed Medica’s My Health Rewards program and, as a result, have qualified for substantial savings on next year’s health insurance premiums.
Employees who complete the program by the Aug. 31 deadline will pay $360 less for single coverage or $1,200 less for family coverage in 2013 than employees who don’t complete the program.
To qualify for the lower premium rate, employees must:
- Complete a Personal Health Profile (health assessment). So far, 32 percent of City employees have completed this step.
- Read eight new health topics and set eight goals related to that topic. So far, 20 percent of City employees have completed this step. (Note: Finishing all eight health topics marks the completion of the program for most employees, unless they receive an invitation to participate in health coaching.)
- Complete two phone calls with a health coach. (Note: This is required ONLY if you are invited to participate in health coaching. So far, 17 percent of City employees have completed this step.)
To qualify for the lower 2013 insurance premium, the employee who is the policy holder must complete the My Health Rewards program. Dependents ages 18 or older can participate in the program to earn gift cards; however, their participation will not impact next year’s insurance premium amount.
How to begin
Sign onto www.mymedica.com and click on the Health and Wellness tab. If this is the first time you’re signing in this year, be sure to have your Medica ID card on hand in case you need to register. Once you’ve registered, simply follow the prompts to complete your health profile. Once you’ve completed your health profile, you can work on the health topics.
About the My Health Rewards Program
The My Health Rewards Program is a health and wellness program that encourages Medica members to increase their understanding of their health risks and strengths. Medica’s health assessment is administered by an independent contractor, and your individual answers are not shared with either Medica or the City of Minneapolis. The program has three elements.
- Personal health profile: Completing your health assessment takes about 10 minutes and asks basic health questions that are used to generate a personalized health profile. Once you have completed the assessment, you will earn a $20 gift card.
- Health topics: The next step in the program requires that you read eight topics and write a personal goal related to that topic. You are not required to complete your goal — just set one. Your health assessment answers generate suggestions for health topics; however, you can choose to read any of 200 topics. Topics range from stress management to diabetes warning signs, finding the right doctor to staying on weight management goals while dining out. When you have completed eight health topics, you will earn a $40 gift card.
- Health coaching: This segment of the program is required only of people who are invited by Medica to participate. However, anyone who wants to take advantage of this service is welcome to participate. Folks who have at least two phone conversations with a health coach will earn a $75 gift card.
How to track your health topic progress
Folks who set health topic goals last year, will notice that Medica’s website has saved the goals you set last year. To verify that you’re completing eight new health topics and ensure you qualify for the lower premium rate in 2013, track your progress on Medica’s website. When you are in www.mymedica.com (under Health and Wellness tab), click on Progress to see a list of your Plan Year Progress.
More information can be found at http://www.minneapolismn.gov/hr/health/benefits_myhealthmanager.
Published Apr. 26, 2012