Keep on track to earn the lower cost 2013 health insurance premium

Be sure to keep working on Medica’s My Health Rewards program so you can qualify for the lower cost health insurance premium in 2013. Employees who complete the program by the summer deadline will pay about $360 less for single coverage or $1,200 less for family coverage per year than the folks who don’t complete the program.

The My Health Rewards Program is a health and wellness program that encourages Medica members to increase their understanding of their health risks and strengths. Medica’s health assessment is administered by an independent contractor, and your individual answers are not shared with either Medica or the City of Minneapolis.

How to qualify for insurance premium savings and gift cards

  1. Complete a personal health profile. Once you have completed this health assessment, you will earn a $20 gift card. The assessment takes about 10 minutes and asks basic health questions to generate a personalized health profile.
  2. Complete eight health topics. When you have completed all eight topics, you will earn a $40 gift card. After taking 10 to 15 minutes to read each topic, you will be asked to set a personal goal related to the topic. You are not required to complete your goal — just set one. You can choose from more than 200 topics to read about — everything from stress management to diabetes warning signs, finding the right doctor to staying on weight management goals while dining out.
  3. Have two phone calls with a health coach. (Note this last item applies only to people who are invited to participate in health coaching. If you are not contacted, you need not participate in health coaching to qualify for the lower health insurance premium in 2013.) However, anyone who wants to take advantage of this service is welcome to participate in health coaching. Folks who complete the coaching program will earn a $75 gift card.

Please note: ALL elements of the program must be completed by Aug. 31, 2012 to qualify for the lower premium rate in 2013.

How to track your health topic progress

Folks who set health topic goals last year, will notice that Medica’s website has saved the goals you set last year. To verify that you’re completing eight new health topics and ensure you qualify for the lower premium rate in 2013, you can track your progress on Medica’s website. When you are in www.mymedica.com (under Health and Wellness tab), click on Progress to see a list of your Plan Year Progress.

Haven’t started? Not sure what this program is about?

Sign in to www.mymedica.com and click on the Health and Wellness tab. Be sure to have your Medica ID card on hand because you will need to register if you have not signed in before OR if your group number changed. (Your number will have changed if you switched networks during open enrollment or you completed the health assessment last year.) Then follow the prompts to complete your health profile.

For more information

Information is posted at http://www.minneapolismn.gov/hr/health/benefits_myhealthmanager.

Insurance premium note

Qualifying for the lower 2013 insurance premium is based on the employee who is the policy holder completing the My Health Rewards program. Dependents who are age 18 or older can participate in the program to earn gift cards; however, their participation will not impact next year’s insurance premium amount.

Published Mar. 28, 2012