Benefits Administration

Public Service Center
250 4th Street S., Room 100
Minneapolis, MN 55415
(612) 673-3333
benefits@minneapolismn.gov
 

Disability Insurance


Long Term Disability Insurance

The City provides long term disability insurance for most full-time, non-sworn employees. This plan helps to replace income for employees who are unable to work as a result of illness or injury.

If you qualify, monthly benefits equal to 60% of base pay are payable beginning after 90 days of disability. The maximum long term disability benefit is $6,000 per month. Benefits may be reduced by other income (such as pension or Social Security payments) you receive while you are disabled.

The Group Disability Insurance Certificate (pdf) provides additional information on this benefit. The certificate describes coverage provided to persons who are eligible and who have been properly enrolled under the terms of the policy, and the terms of the master policy are controlling.

The City pays the full cost of this benefit. If you are eligible, you are automatically enrolled for long term disability insurance.

You, your physician or a family member can file a disability claim by calling 1-800-362-4462 Monday – Friday, 7:00 am to 7:00 pm Central Time, or file a claim online by following these instructions:

1) Go to www.CIGNA.com

2) On the CUSTOMER CARE tab under Resources for Members click on "forms"

3) Scroll down to "Disability/Accident/Life Forms"

4) Click on Submit a Disability Claim (online form)

5) Read the "Fraud Warning" section and click on "continue" at the bottom of the page and the "OK".

Click on Submit a disability claim online.

Short Term Disability Insurance

Voluntary short term disability insurance is available from ING/ReliaStar. This insurance is designed to replace a portion of lost income that results from being unable to work due to illness or injury.

This benefit pays a monthly benefit from $300 to $6,000, based on income replacement guidelines, for covered disabilities. Premiums are based on age and benefit amount elected and are paid through convenient after-tax employee contributions. To apply for this insurance, you must call 1-800-373-3771 or 1-630-575-8860.

To cancel this insurance, you must complete a Cancellation Request Form (pdf) and fax it to the City’s Benefits Office.

To file a short-term disability claim, call 1-888-305-0602.

Last updated Aug. 21, 2013